I don’t know how many times people come into our office after a catastrophic car accident or truck accident and tell us that they have purchased full insurance coverage. Now more than ever, insurance companies continued to delay, deny, and defend claims and offer what I consider to be almost worthless insurance policies that were never fully explained to the policyholder at the time of purchase. More and more insurance company business is being conducted over the internet, and unfortunately many of the agents only consider what it takes to sell you a policy, never explaining full benefits or interpretation of various clauses that can be very important in the event of a car accident.
We were able to demonstrate that many agents did not even know the difference between liability or collision coverage or uninsured or underinsured motorist insurance coverage despite the fact that they were selling the same. Many times after an accident when we contacted the agent, the agent was unawa [...]
